Agency

This working paper uses decennial census data to present an analysis of changes in the demographic and socioeconomic state of children during the 1990s.

Nearly 60 percent of adult Americans do not have an IRA or other investment products, like stocks, bonds, and mutual funds, and many don’t have life insurance, according to a new survey conducted by the Coalition for Financial Security (CFS) and the League of United Latin American Citizens (LULAC).

With the help of consumer electronics, the toy industry is reinventing itself — and just in time for the all-important holiday shopping season.

Ask Baby Boomers what their favorite things are and you might be surprised. In fact, Euro RSCG’s Prosumer research team found that the list is very similar to things sought by people younger — much younger — than the average Boomer.

Hispanics in America reveal that the more acculturated they become, the more they take on American eating habits, according to The NPD Group’s At the Table with Hispanic Families across America report. With acculturation comes an increased focus on quick and convenient meals and a movement away from foods traditionally preferred by Hispanics.

The California Reinvestment Coalition (CRC) released a new report finding that people of color, communities of color and rural towns are more likely to receive higher-cost home loans, and that people of color in California could be paying $50 million more than white borrowers every month as a result of higher-cost home loans.

Hispanic Americans are “living large”, as in large screen TV, according to a recent GfK NOP Hispanic OmniTel Technology survey. When asked about which consumer electronics they currently own, Hispanic Americans were more likely than the population in general to claim ownership of big ticket items such as large screen (32 plus inch) TVs. In contrast, Hispanic Americans are less likely to own PCs and DCs (digital cameras) than the general population.

Culture is one of the most complex concepts for an individual to understand and grasp, even when it is dealing with one’s own culture. To further complicate this issue, there are deeper concerns that comprise the basis of each individual cultural group.

Today’s U.S Marketplace consists of approximately 43.5 million Hispanics, who by 2009 are estimated to reach $923 billion of annual buying power . This statistic alone illustrates the importance of the Hispanic market in both the U.S and global marketplaces.